See footnote one for investment expansion assumptions. four. The money substitution price is The share of preretirement earnings that a person must target changing in retirement. The income substitution targets are based on Purchaser Expenditure Survey (BLS), Figures of Earnings Tax Stat, IRS tax brackets, and Social Protection Profit Calculators. https://irs-approvedgold52716.activosblog.com/35124394/a-simple-key-for-retirement-portfolio-hedge-unveiled