Repayment with the Loan shall start two years following the completion on the applicant’s NYSC programme. 10% of your applicant’s wage shall be deducted at resource by any employer for that repayment of the loan. And If they're self-utilized, they'll remit 10% of their total monthly income as repayment on https://africred.org/11-Things-You-Need-To-Know-About-the-Student-Loan-Law-in-Nigeria